Money decisions get interesting when Bitcoin enters the equation.

BitcoinMath is a free educational resource for anyone exploring how Bitcoin interacts with saving, borrowing, housing, retirement, and long-term planning. Use interactive calculators, curated tools, and practical education to compare scenarios, test assumptions, and better understand the math.

Explore Calculators Explore Partners

Try the math

What could $10,000 look like in 10 years?

Adjust the Bitcoin growth and inflation assumptions.

Live

Bitcoin CAGR 15%

0%40%

Inflation 5%

0%15%

Projected value after 10 years

Bitcoin $40,456 At 15% assumed annual growth

Dollars $6,139 At 5% assumed annual inflation

Dollar value is shown in today's purchasing power. The nominal balance remains $10,000.

Explore what this means

New to Bitcoin? Start here.

A little history makes the numbers more meaningful.

Bitcoin 101 · A simple introduction

Before the math, understand the money.

Why was Bitcoin created in the first place? Follow the story of gold, the rise of fiat money, and the financial crises that led to a new idea. Then explore what that history means for everyday life.

Explore Bitcoin 101 Read The Fiat Trap

Plain-English historyVisual timelineHands-on examples

The story in four turning pointsA quick guide

Money people could holdGold, paper notes and the importance of trust

Origins

The rules of money changedThe dollar’s link to gold was suspended

1971

A new kind of money was proposedBitcoin offered predictable, verifiable issuance

2008

The questions still matterDebt, interest costs and your purchasing power

Today

Inspired by our free eBook, The Fiat Trap

Understand the backstory, then decide which questions to explore.

Popular calculators

Explore the math behind real-world scenarios.

Start with one of our most useful models, or browse the full calculator library.

Retirement

Retire on Bitcoin

Estimate the Bitcoin needed to fund retirement expenses through annual borrowing.

Open calculator Everyday living

Living a Bitcoin Standard

Model buying Bitcoin with your income and borrowing for living expenses, year by year.

Open calculator Getting started

Bitcoin Standard Readiness

Find the starting Bitcoin needed for your modeled ten-year borrowing strategy, including market downturns.

Open calculator

View all calculators

Partners & services

Put your Bitcoin strategy into practice.

Explore the companies behind buying, securing, borrowing, planning, and mining. Find out what each offers in our Tools & Services directory.

View Tools & Services

Select a provider to explore its category, learn more, and visit its website.

Free eBooks

Understand the money. Then explore the strategy.

We're passionate about Bitcoin and why it matters. That’s why we created two free books for anyone to read or download. Get the TLDR on fiat money’s troubled history and the problems Bitcoin was created to solve. Then explore a strategy for turning your economic energy—your income—into Bitcoin, while borrowing against it to fund everyday life.