Welcome to the heart of Bitcoinmath.org
the Calculators!
This is the meat and potatoes of the site, and represents the true value-add for anyone looking to gain a better understanding of Bitcoin as a potential investment, store of value, refuge from fiat debasement, etc. It should also give insights to basic financial literacy when it comes to cash, savings, down payments, growth, debt/borrowing, and so much more.
Everything here is meant to be interactive and user friendly so don’t be bashful about breaking stuff; roll up your sleeves and key in some metrics, model different scenarios, have some fun, and let us know if you have any questions or feedback!
Built for Bitcoiners, Powered by Partners
Each calculator is paired with a trusted affiliate partner offering services tailored to Bitcoiners for the specific use case. Buying and Managing Bitcoin, Bitcoin for Retirement, Bitcoin Bank Accounts, Bitcoin Backed Loans, etc. If something piques your interest, you can dive deeper by visiting their site.
For a full list of Bitcoin-friendly tools and services, check out our Tools & Services section.
How It Works
Our calculators generate a lot of useful data, but we’ve made them as straightforward as possible. Here’s a quick guide:
Read the overview.
Watch Brief Overview Video
Enter values in the input tab (left side)
Toggle the Bitcoin CAGR slider.
Saylor’s Bear, Base, and Bull case numbers are displayed for reference.
Test different inputs and CAGR metrics.
Hover over the ‘i’ icons for explanations and formulas.
Read the dynamic summary for the key takeaways.
Share your results on X
Send us feedback—we’d love to hear your thoughts!
The Calculators
-
Home Purchase
Compare scenarios for buying a house: higher down payment or diversifying with Bitcoin investment.
-
Auto Purchase
Calculate the financial impact of allocating funds to Bitcoin versus paying outright for a car, considering depreciation and Bitcoin’s growth potential.
-
Cash Savings
Evaluate how inflation affects cash savings compared to Bitcoin’s potential returns.
-
Home Equity
Explore leveraging home equity for Bitcoin investment versus leaving it untouched.
-
College Savings
Plan for future education costs using Bitcoin investments to grow savings.
-
Retirement Savings
Analyze the growth of traditional retirement savings (e.g., S&P 500) against Bitcoin over time.
-
Rental Real Estate vs Bitcoin HODL
Compare the profitability of rental real estate investments with Bitcoin investments.
-
Selling vs Borrowing
Assess the costs and benefits of selling Bitcoin versus borrowing against it as collateral.
-
Living a Bitcoin Standard
Calculate how much Bitcoin is needed to cover your monthly living expenses for a set period.
-
Dollar Cost Average (DCA)
Instead of trying to time the market, you buy the same amount at each interval and benefit from buying the dips, the rips, and everything between.
-
Retire on BTC
Calculate how much Bitcoin you need to retire.