Retire on BTC

How much Bitcoin would I need to retire? What would Bitcoin’s continued price appreciation need to be in order for me to retire on my current Bitcoin stack? What sorts of loan solutions could I leverage to retire on my Bitcoin? These are questions many Bitcoiners are asking, and we aim to help answer those using the simple calculator and associated output model below.

In This Model: Key in your monthly expense requirements, key in an estimated Loan APR to borrow funds against your Bitcoin, and key in an estimated YoY growth in expenses. The outputs will show you what the total Bitcoin requirements and associated debt service would be across two different borrowing scenarios for a 10 year period, one using a 30% Loan to Value (LTV) ratio, and another using a 50% LTV. This model assumes the debt service is also compounding each year, therefore growing in size throughout the term. Borrowing against Bitcoin carries nuanced requirements and risks, so be sure to do your own research and reach out if you have questions.